Investment Advice and/or Retirement Planning

--Some valuable advice for people considering either or both.

If you had purchased $1000.00 of Nortel stock one year ago, it would
now be worth $49.00.

With Enron, you would have had $16.50 left of the original $1000.00.

With WorldCom, you would have had less than $5.00 left.

If you had purchased $1000 of Delta Air Lines stock you would have
$49.00 left.

But, if you had purchased $1,000.00 worth of beer/wine one year ago,
drank all the beer/wine, then turned in the cans/bottles for the
aluminium recycling REFUND, you would have had $214.00.

Based on the above, the best current investment advice is to Drink
heavily and recycle.