Sunday, August 27, 2006

IT IS NOT A STORY BUT A TRUE INCIDENT THAT HAPPENED IN AMERICA.....



An Indian man walks into a bank in New York City andasks for the loan officer. He tells the loan officerthat he is going to India on business for two weeks and needs to borrow $5,000.The bank officer tells him that the bank will needsome form of security for the loan, so the Indian manhands over the keys to a new Ferrari parked on thestreet in front of the bank.  He produces the title and everything checks out. The loan officer agrees toaccept the car as collateral for the loan.The bank's president and its officers all enjoy a goodlaugh at the Indian for using a $250,000 Ferrari ascollateral against a $5,000 loan. An employee of thebank then drives the Ferrari into the bank'sunderground garage and parks it there.Two weeks later, the Indian returns, repays the $5,000and the interest, which comes to $15.41.The loan officer says, "Sir, we are very happy to have had yourbusiness, and this transaction has worked out verynicely,but we are a little puzzled. While you wereaway, we checked you out and found that you are a multi millionaire. What puzzles us is, why would youbother to borrow "$5,000"The Indian replies: "Where else in New York City can Ipark my car for two weeks for only $15.41 and expectit to be there when I return'"Ah, the mind of the Indian.......This is why India is shining.......