Chutzpah....!!!

 Chutzpah (pronounced hootz-paah) is a Yiddish word meaning gall,
brazen nerve, effrontery, sheer guts plus arrogance; it's Yiddish and,
as Leo Rosten writes, no other word, in no other language, can do it
justice.  This example is better than 1,000  words...

THE ESSENCE OF CHUTZPAH...

A little old lady sold pretzels on a street corner for 25 cents
each...  Every day a young man would leave his office building at
lunch time, and as he passed the pretzel stand, he would leave her a
quarter, but never take a  pretzel.

And this went on for more then 3 years. The two of them never spoke.
One day, as the young man passed the old lady's stand and left his
quarter as usual, the pretzel lady spoke to him.
Without blinking an eye she said:  "They're 35 cents now."